Written on 25 Feb 2008 by Terry Tay
Review: Guide to Investing What the rich invest in, that the poor and middle class do not!
Have you ever thought why the rich get richer and the poor get poorer? It’s confusing sometimes. All along most people think that by working hard and harder you will get rich and richer but 99.9% of the time it does not happen. Why?
Recently, I have just finish reading this book and I’m on my way to reading it the second time to grasp the concept fully. After finishing this book for the first time it cleared my doubts about investing and becoming rich.
One of the reason why the rich are different from the rest of the people is because they have a different view on money. They see money in abundance and not scarcity. Robert Kiyosaki share about the valuable principles that he learned as a young man from his rich dad (his good friend’s father) and explains why money is just an idea. This book is not about the technical fundamentals of investing instead it is about the fundamentals principles about money and being an investor.
Being Mentally Prepared
In this book Robert Kiyosaki put emphasis on the first phase which is the mentality of an investor. This is an important part of the book. To me, you have to be mentally prepared and tune before you are able to do well in the real world. It’s like going to war without what to expect on a battlefield. It’s the same for investing.
One of my favorite chapter covered in phase one is “The Choice” which in fact is Guide to Investing #01 investor lesson. People have 3 fundamental reasons or choices for investing and they are…
1) To be secure
2) To be comfortable, or
3) To be rich
All of these 3 choices are important and the only difference is how one prioritize them. Some would prefer comfortable and security over being rich. Your choices often goes down to your personal core values and what you want in life.
I quote from the book…
“One of the reasons the 90/10 rule of money applies may be because 90% of the people choose comfort and security over being rich”
Fail to Plan, Plan to Fail
Another important that Robert Kiyosaki talks about is the importance of having your own financial plan and most of the time financial planning is very personal. It takes consideration to your surrounding situations. Having a plan is “mechanical, automatic, and boring,” and no wonder many people get bored and abort their plan.
Besides, Guide to Investing will reveal to you Rich Dad’s basic rules of investing, how to reduce your investment risk and Rich Dad’s 10 investor controls, and I strongly feel that these 3 points are the most important parts that will lead you to be a better and smarter investor. Initially this book may sound a little confusing but it will all soon make senses by the time you reach phase 2 of the book.
Popularity: 9% [?]
Hi Terry…
Was reading your review of the Guide to Investing and the points you bought up apply to being successful in every aspect of life. Looking forward to reading the book… thanks for reviewing it.
Jeanne
Hello Terry! How are you doing? I have actually read this book before. I bought it at Kinokuniya. I like this book because it is very well-written and moreover it is easy to understand. Good job to you, Terry, for reviewing this great book. I would say that all those who want to start to invest should read this book. They will have a clear idea of what investing is all about.
Excellent review Terry!
Most people are just trying to make ends meet, paycheck to paycheck and they don’t plan ahead. They get paid and they spend it. If they start paying themsleves first and investing a part of their earnings, they’ll be better off in the future.
Thanks for the review of the book. Sounds like a great read!
Hi guys, Yeap, it is a great book!
Thanks for dropping your comments and compliments. I’m glad most of you have read the book because it is a such a great guide for anyone that wants to be an investor - the right way.
Peopl who just want to make money quick won’t see the value of this book. How I wish it easier to make them understand? Just take the easy way and learn from those who have done it - Robert Kiyosaki, right?
~Terry